{"id":1024,"date":"2024-05-23T06:34:01","date_gmt":"2024-05-23T10:34:01","guid":{"rendered":"https:\/\/www.argentmaintenant.com\/blogue\/?p=1024"},"modified":"2024-05-23T06:34:01","modified_gmt":"2024-05-23T10:34:01","slug":"comment-faire-une-bonne-gestion-du-patrimoine","status":"publish","type":"post","link":"https:\/\/www.argentmaintenant.com\/blogue\/finance\/comment-faire-une-bonne-gestion-du-patrimoine\/","title":{"rendered":"Comment faire une bonne gestion du patrimoine"},"content":{"rendered":"<p><span data-contrast=\"none\">En termes simples, le patrimoine se d\u00e9finit par tout ce qu\u2019une personne poss\u00e8de. Il s\u2019agit donc de l\u2019ensemble de ses placements et possessions, ainsi que les dettes. D\u2019une personne \u00e0 l\u2019autre, la valeur du patrimoine sera tr\u00e8s diff\u00e9rente. Il existe \u00e9galement la notion de <\/span><a href=\"https:\/\/educaloi.qc.ca\/capsules\/les-biens-du-patrimoine-familial\/#:~:text=Lors%20d'un%20divorce%2C%20la,faire%20partie%20du%20patrimoine%20familial.\"><span data-contrast=\"none\">patrimoine familial<\/span><\/a><span data-contrast=\"none\">, qui se d\u00e9finit par les biens qu\u2019utilise votre famille, qu\u2019ils soient \u00e0 l\u2019origine les v\u00f4tres ou ceux de votre conjointe ou conjoint.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Les enjeux de gestion du patrimoine seront donc plus ou moins importants selon votre situation. Toutefois, m\u00eame si vous \u00eates une personne vivant seule avec un revenu modeste, cela ne signifie pas que votre patrimoine est sans importance. Bien le g\u00e9rer pourra vous permettre de r\u00e9duire votre <\/span><a href=\"https:\/\/www.argentmaintenant.com\/blogue\/finance\/comment-vaincre-le-stress-financier-7-astuces\/\"><span data-contrast=\"none\">stress financier<\/span><\/a><span data-contrast=\"none\"> et peut-\u00eatre m\u00eame de prendre votre retraite plus rapidement. Voici 5\u202f\u00e9tapes pour une gestion astucieuse de votre patrimoine.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">1. Faire le bilan de ce que vous avez<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Commencez par \u00e9valuer tout ce qui vous appartient\u202f: immobilier, meubles de valeurs, art, compte en banques, placements, etc. Puis, calculez \u00e9galement vos dettes. Si vous \u00eates en couple, vous pouvez faire l\u2019exercice \u00e0 deux afin d\u2019avoir un bilan commun ou familial.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">C\u2019est \u00e9galement un bon moment pour r\u00e9\u00e9valuer votre budget, surtout si vous souhaitez b\u00e2tir davantage votre patrimoine en \u00e9pargnant plus.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">2. \u00c9tablir vos objectifs<\/span><\/b><span data-contrast=\"none\">\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Selon le bilan que vous avez dress\u00e9, vous pourrez \u00e9tablir vos objectifs. Peut-\u00eatre que vous voulez, avant tout, r\u00e9duire vos dettes pour mieux vous reb\u00e2tir par la suite. Peut-\u00eatre, au contraire, que vos dettes sont ma\u00eetris\u00e9es et que vous voulez plut\u00f4t faire fructifier votre \u00e9pargne.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Dans tous les cas, prenez le temps de dresser des objectifs \u00e0 moyen et \u00e0 long terme. Souhaitez-vous prendre une retraite anticip\u00e9e\u2009? Est-ce que vos enfants voudront faire des \u00e9tudes pouss\u00e9es\u2009? Devrez-vous prendre soin de vos parents dans quelques ann\u00e9es\u2009? Que voulez-vous l\u00e9guer \u00e0 vos proches \u00e0 votre d\u00e9c\u00e8s\u2009? Toutes ces questions sont importantes pour la gestion de votre patrimoine.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">3. Choisir vos placements\u202fet autres v\u00e9hicules d\u2019\u00e9pargne<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">L\u2019\u00e9poque o\u00f9 les gens gardaient de l\u2019argent comptant cach\u00e9 dans des bas de laine est bien r\u00e9volue. Avec les bons placements, votre \u00e9pargne pourra fructifier gr\u00e2ce aux int\u00e9r\u00eats accumul\u00e9s. \u00c0 cette \u00e9tape, il pourrait \u00eatre judicieux de faire affaire avec un conseiller en gestion de patrimoine ou en planification financi\u00e8re, car l\u2019offre des diff\u00e9rents v\u00e9hicules d\u2019\u00e9pargnes et des placements est \u00e9norme. \u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Vous devrez d\u2019abord tenir compte de votre tol\u00e9rance au risque. En effet, de fa\u00e7on g\u00e9n\u00e9rale, les placements les moins risqu\u00e9s sont aussi ceux qui rapportent le moins. Par contre, si vous ne faites que des placements risqu\u00e9s dans l\u2019espoir de faire davantage d\u2019argent en fin de compte, vous courrez \u00e9galement le risque de tout perdre. L\u2019id\u00e9al est de diversifier ces placements. De cette fa\u00e7on, si un placement perd de la valeur, vous en aurez d\u2019autres qui seront plus stables.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Prenez \u00e9galement en compte vos objectifs\u202f: si vous avez de jeunes enfants, commencer un r\u00e9gime d\u2019\u00e9pargne-\u00e9tudes est toujours une bonne id\u00e9e. Si vous approchez de la retraite et avez d\u00e9j\u00e0 un bon coussin, vous voudrez peut-\u00eatre faire un placement plus risqu\u00e9 qui, avec de la chance, vous permettra de vous payer un peu de luxe.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Il vous faudra \u00e9galement tenir compte de la fiscalit\u00e9, car certains investissements et placements ne sont pas \u00e0 l\u2019abri de l\u2019imp\u00f4t. Cela signifie que vous devrez payer de l\u2019imp\u00f4t sur ces revenus un jour ou l\u2019autre.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">4. Choisir les bonnes politiques d\u2019assurances<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Comme personne n\u2019est \u00e0 l\u2019abri d\u2019un accident ou d\u2019une maladie grave, avoir une <\/span><a href=\"https:\/\/www.canada.ca\/fr\/agence-consommation-matiere-financiere\/services\/assurance\/vie.html\"><span data-contrast=\"none\">assurance vie<\/span><\/a><span data-contrast=\"none\"> est n\u00e9cessaire, surtout si vous \u00eates en couple ou si vous avez des enfants. Le choix de cette assurance pourra d\u00e9pendre de plusieurs facteurs, notamment le budget que vous pouvez allouer \u00e0 cette derni\u00e8re, la valeur en cas de d\u00e9c\u00e8s, votre \u00e9tat de sant\u00e9, votre \u00e2ge, etc.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">5. Planifier votre succession<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Bien que le patrimoine aille beaucoup plus loin que votre succession, cette derni\u00e8re est tr\u00e8s importante. \u00c0 qui ira votre succession lors de votre d\u00e9c\u00e8s\u2009? Ne tenez pas pour acquis que tout se fera naturellement et que vous n\u2019avez rien \u00e0 planifier. En effet, m\u00eame s\u2019il y a des normes \u00e0 suivre en cas de d\u00e9c\u00e8s sans testament, il vaut mieux r\u00e9diger un testament de votre vivant. Cela facilitera \u00e9galement grandement la vie de votre ex\u00e9cuteur testamentaire.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">6. R\u00e9ajuster votre plan en cas de besoin<\/span><\/b><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Si vous \u00eates dans la vingtaine et n\u2019avez pas d\u2019enfants, votre plan sera diff\u00e9rent que lorsque vous atteindrez la quarantaine avec une maison et trois enfants.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Il est normal que votre plan et vos objectifs changent au courant de votre vie. Lorsque vous vivez des changements majeurs, r\u00e9\u00e9valuez votre plan. De la m\u00eame fa\u00e7on, si vous avez des placements \u00e0 risque, restez \u00e0 l\u2019affut des march\u00e9s afin de faire des changements rapidement en cas de besoin. Bref, ne vous contentez pas de choisir votre \u00e9pargne et de ne plus y toucher jusqu\u2019\u00e0 votre retraite.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Faire une bonne gestion de son patrimoine est important, que vous soyez fortun\u00e9 ou non, car le patrimoine va bien au-del\u00e0 de votre compte en banque.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Penser au futur peut \u00eatre difficile quand on a un impr\u00e9vu imm\u00e9diat qui engendre des d\u00e9penses importantes. Pour \u00e9viter de bousculer vos plans d\u2019\u00e9pargne, n\u2019h\u00e9sitez pas \u00e0 faire appel \u00e0 <\/span><a href=\"https:\/\/www.argentmaintenant.com\/fonctionnement\/\"><span data-contrast=\"none\">nos services de pr\u00eats rapides<\/span><\/a><span data-contrast=\"none\">, qui vous permettront de vous d\u00e9panner rapidement.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En termes simples, le patrimoine se d\u00e9finit par tout ce qu\u2019une personne poss\u00e8de. Il s\u2019agit donc de l\u2019ensemble de ses [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1025,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-1024","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comment faire une bonne gestion du patrimoine<\/title>\n<meta name=\"description\" content=\"Avoir une bonne gestion du patrimoine peut r\u00e9duire votre stress financier et plus encore. 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