{"id":1115,"date":"2024-08-26T07:16:16","date_gmt":"2024-08-26T11:16:16","guid":{"rendered":"https:\/\/www.argentmaintenant.com\/blogue\/?p=1115"},"modified":"2024-08-26T07:16:16","modified_gmt":"2024-08-26T11:16:16","slug":"comment-aider-son-enfant-financierement-sans-se-ruiner","status":"publish","type":"post","link":"https:\/\/www.argentmaintenant.com\/blogue\/finance\/comment-aider-son-enfant-financierement-sans-se-ruiner\/","title":{"rendered":"Comment aider son enfant financi\u00e8rement sans se ruiner"},"content":{"rendered":"<p><span data-contrast=\"auto\">Quand on devient parent, on est souvent pr\u00eat \u00e0 tout pour aider ses enfants, m\u00eame quand ces enfants deviennent ind\u00e9pendants. En mati\u00e8re d\u2019argent, aider ses enfants peut \u00eatre d\u00e9licat, surtout si vos propres moyens financiers sont limit\u00e9s. <\/span><span data-contrast=\"none\">Bien s\u00fbr selon l\u2019\u00e2ge et la situation de votre enfant, votre aide peut prendre une forme diff\u00e9rente. Voici quelques pistes pour aider votre enfant financi\u00e8rement, sans lui nuire \u00e0 long terme.\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">\u00c9valuer la situation<\/span><\/b><span data-contrast=\"none\">\u202f<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Aider son enfant financi\u00e8rement peut \u00eatre louable ou n\u00e9cessaire, mais tout d\u00e9pend largement du contexte. Quel \u00e2ge \u00e0 votre enfant\u2009? Pourquoi a-t-il besoin de votre aide en mati\u00e8re d\u2019argent\u2009? Est-ce que le besoin d\u2019argent de votre enfant est li\u00e9 \u00e0 un \u00e9v\u00e8nement sp\u00e9cifique ou est-ce que la situation est chronique\u2009? Est-ce qu\u2019il y a un probl\u00e8me sous-jacent de sant\u00e9 mentale ou de d\u00e9pendance\u2009?\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Toutes ces questions sont fondamentales et guideront vos choix en mati\u00e8re d\u2019aide financi\u00e8re \u00e0 votre enfant. On n\u2019aide pas un jeune de 19\u202fans qui vient de partir en appartement pour la premi\u00e8re fois de la m\u00eame mani\u00e8re qu\u2019on aide un adulte dans la 30aine qui vient de divorcer.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">D\u00e9marrer un REEE<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Id\u00e9alement, d\u00e8s que vous savez que vous aurez un enfant, d\u00e9marrez un <\/span><a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/regime-enregistre-epargne-etudes-reee.html\"><span data-contrast=\"none\">r\u00e9gime enregistr\u00e9 d\u2019\u00e9pargne-\u00e9tude<\/span><\/a><span data-contrast=\"none\"> (REEE). Plus vous commencez t\u00f4t, mieux c\u2019est\u2009! L\u2019avantage de ce type de r\u00e9gime est que le gouvernement verse des fonds lui aussi, ce qui fait fructifier l\u2019argent de fa\u00e7on particuli\u00e8rement int\u00e9ressante. En ayant une bonne somme de c\u00f4t\u00e9, votre enfant pourra commencer ses \u00e9tudes sur le bon pied, en \u00e9vitant de s\u2019endetter outre mesure.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Comme le compte se fait avec des versements r\u00e9guliers, vous pouvez allouer un petit montant qui n\u2019affectera pas beaucoup votre budget.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">\u00c9duquer son enfant en mati\u00e8re de finance et de budget<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">En mati\u00e8re de finance, rien ne vaut une bonne \u00e9ducation pr\u00e9coce. Il n\u2019est jamais trop t\u00f4t pour <\/span><a href=\"https:\/\/www.conseiller.ca\/nouvelles\/industrie\/aidez-vos-clients-a-parler-argent-a-leurs-enfants\/\"><span data-contrast=\"none\">expliquer aux enfants la valeur de l\u2019argent<\/span><\/a><span data-contrast=\"none\">. En lui montrant \u00e0 d\u00e9velopper de bonnes habitudes financi\u00e8res, vous donnez \u00e0 votre enfant les outils de base pour sa vie d\u2019adulte. Plus votre enfant sera en mesure de faire de bon choix, moins il y a de chance qu\u2019il ait besoin de votre aide dans le futur.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Concr\u00e8tement, vous pourriez ouvrir un compte \u00e9pargne \u00e0 votre enfant d\u00e8s que possible. Il pourra y d\u00e9poser les sous re\u00e7us en cadeau ou en faisant des t\u00e2ches m\u00e9nag\u00e8res. Vous pouvez aussi lui donner un petit budget pour organiser une activit\u00e9 en famille. Cela le sensibilisera \u00e0 l\u2019importance de faire de bon choix en mati\u00e8re de d\u00e9penses.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Encourager l\u2019enfant \u00e0 \u00e9pargner d\u00e8s qu\u2019il commence \u00e0 gagner de l\u2019argent<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u00c0 l\u2019adolescence, beaucoup de jeunes commencent \u00e0 gagner de l\u2019argent en faisant des travaux par-ci par-l\u00e0 ou en occupant un emploi d\u2019\u00e9t\u00e9. Plut\u00f4t que de le laisser tout d\u00e9penser \u00e0 mesure, encouragez-le \u00e0 mettre de l\u2019argent de c\u00f4t\u00e9. Pour le motiver, invitez-le \u00e0 se fixer un objectif sp\u00e9cifique comme l\u2019achat d\u2019une voiture ou un voyage \u00e0 faire avec ses amis.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Trouver un \u00e9quilibre entre aider et nuire<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Si vous d\u00e9veloppez l\u2019habitude de toujours donner de l\u2019argent \u00e0 votre enfant, sans comptes \u00e0 rendre, et que cette habitude se perp\u00e9tue \u00e0 l\u2019\u00e2ge adulte, vous risquez de nuire \u00e0 votre enfant. Ce dernier ne d\u00e9veloppera pas le m\u00eame sens des responsabilit\u00e9s et il pourrait manquer d\u2019ind\u00e9pendance. \u00c0 l\u2019oppos\u00e9, refuser d\u2019aider votre enfant, peu importe les circonstances, pourrait envenimer la situation. La cl\u00e9 pour trouver l\u2019\u00e9quilibre est de bien \u00e9tablir vos limites et de communiquer de fa\u00e7on ouverte et honn\u00eate avec votre enfant.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Avoir un compte \u00e9pargne s\u00e9par\u00e9<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Un peu \u00e0 la m\u00eame fa\u00e7on qu\u2019un REEE, vous pourriez ouvrir un compte \u00e9pargne, ou un type de placement quelconque, sp\u00e9cialement pour vos enfants. Plut\u00f4t que pour les \u00e9tudes, ce compte pourrait servir \u00e0 aider votre enfant \u00e0 faire une mise de fonds sur sa premi\u00e8re maison ou l\u2019aider en cas de probl\u00e8me majeur. L\u2019id\u00e9e est d\u2019avoir de l\u2019argent de c\u00f4t\u00e9 en cas de besoin, pour \u00e9viter de devoir vous endetter ou d\u2019affecter votre \u00e9pargne personnelle.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Si votre enfant n\u2019a jamais besoin de cet argent, vous pourrez le r\u00e9investir, le mettre en h\u00e9ritage ou en profiter tout simplement. De l\u2019argent \u00e9pargn\u00e9 n\u2019est jamais compl\u00e8tement perdu. Plus vous commencez t\u00f4t, plus vous aurez un coussin int\u00e9ressant.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Faire attention aux pr\u00eats<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Pr\u00eater de l\u2019argent est toujours d\u00e9licat, que ce soit \u00e0 un enfant, un cousin ou un ami. Tout d\u00e9pend bien s\u00fbr de la situation.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Si votre enfant est tr\u00e8s responsable financi\u00e8rement, mais qu\u2019il a soudainement besoin de 2000\u202f$ apr\u00e8s un accident de voiture, c\u2019est une chose. Si vous en avez les moyens, et que vous savez qu\u2019il est en mesure de vous rembourser rapidement, ce pr\u00eat permettra \u00e0 votre enfant d\u2019\u00e9viter de s\u2019endetter aupr\u00e8s d\u2019une banque.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Par contre, si votre enfant vous demande de lui pr\u00eater de l\u2019argent pour la troisi\u00e8me fois, mais que vous ne voyez jamais la couleur de cet argent, c\u2019est une tout autre chose.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Quand on parle de pr\u00eat, il faut \u00eatre capable de mettre ses limites, car des pr\u00eats qui tardent \u00e0 \u00eatre rembours\u00e9s finissent toujours par cr\u00e9er de l\u2019amertume. Si votre enfant vous demande sans cesse de lui pr\u00eater de l\u2019argent, vous devriez peut-\u00eatre envisager une autre solution, <\/span><a href=\"https:\/\/www.argentmaintenant.com\/faq\/\"><span data-contrast=\"none\">comme lui sugg\u00e9rer un pr\u00eat rapide<\/span><\/a><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Offrir autre chose que de l\u2019argent<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Vous pouvez aider votre enfant autrement qu\u2019en lui offrant de l\u2019argent. Par exemple, si sa voiture est bris\u00e9e, vous pouvez lui offrir de lui pr\u00eater la v\u00f4tre. Vous pouvez aussi lui sugg\u00e9rer de revenir vivre dans la maison familiale si la chose est possible.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Il y a aussi la possibilit\u00e9 de faire des achats d\u2019\u00e9picerie en gros, au rabais, et diviser les co\u00fbts ensemble. Vous pouvez aussi lui payer directement ce dont il a besoin ou l\u2019aider dans sa recherche d\u2019emploi ou dans la recherche de ressources d\u2019aide en tout genre. Il est commun de penser que l\u2019argent peut tout r\u00e9gler, mais, comme parent, vous pouvez aider votre enfant de bien des fa\u00e7ons.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Donner le bon exemple<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Si vous g\u00e9rez mal vos finances, il y a de bonnes chances que votre enfant fasse la m\u00eame chose. Rien ne sert d\u2019enseigner \u00e0 votre enfant qu\u2019\u00e9pargner est important si vous d\u00e9pensez chaque paye sur des babioles ou des choses dont vous n\u2019avez pas besoin. Pr\u00eacher par l\u2019exemple est une excellente fa\u00e7on de veiller \u00e0 l\u2019\u00e9ducation financi\u00e8re de vos enfants.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Comme parent, il est normal de se questionner quant \u00e0 la meilleure fa\u00e7on d\u2019aider son enfant financi\u00e8rement. Chaque situation \u00e9tant unique, il n\u2019y a pas de r\u00e9ponse \u00e0 l\u2019emporte-pi\u00e8ce. Toutefois, la planification est toujours une bonne approche, que ce soit par un compte-\u00e9pargne, un REEE ou simplement en s\u2019assurant que votre enfant d\u00e9veloppe de bonnes habitudes financi\u00e8res.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Sachez reconna\u00eetre vos limites et discutez de fa\u00e7on honn\u00eate et ouverte avec votre enfant. Cela \u00e9vitera les conflits. Et finalement, n\u2019oubliez pas que pour des impr\u00e9vus, <\/span><a href=\"https:\/\/www.argentmaintenant.com\/fonctionnement\/\"><span data-contrast=\"none\">l\u2019option des pr\u00eats en ligne peut \u00eatre tr\u00e8s utile<\/span><\/a><span data-contrast=\"auto\">. Vous ou votre enfant aurez acc\u00e8s rapidement \u00e0 votre argent que vous pourrez rembourser en quelques mois.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Quand on devient parent, on est souvent pr\u00eat \u00e0 tout pour aider ses enfants, m\u00eame quand ces enfants deviennent ind\u00e9pendants. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":1116,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-1115","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comment mieux aider son enfant financi\u00e8rement<\/title>\n<meta name=\"description\" content=\"Quand on devient parent, on est souvent pr\u00eat \u00e0 tout pour aider ses enfants, m\u00eame adultes. 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