{"id":488,"date":"2023-02-21T06:55:18","date_gmt":"2023-02-21T11:55:18","guid":{"rendered":"https:\/\/www.argentmaintenant.com\/blogue\/?p=488"},"modified":"2023-02-21T06:55:18","modified_gmt":"2023-02-21T11:55:18","slug":"quel-pret-peut-on-obtenir-selon-sa-cote-de-credit","status":"publish","type":"post","link":"https:\/\/www.argentmaintenant.com\/blogue\/credit\/quel-pret-peut-on-obtenir-selon-sa-cote-de-credit\/","title":{"rendered":"Quel pr\u00eat peut-on obtenir selon sa cote de cr\u00e9dit\u2009?"},"content":{"rendered":"<p><span data-contrast=\"auto\">Vous avez d\u00e9j\u00e0 probablement entendu parler de la cote de cr\u00e9dit et de son importance quand vient le temps de demander un pr\u00eat. De fa\u00e7on g\u00e9n\u00e9rale, il sera plus facile d\u2019obtenir un pr\u00eat si la cote de cr\u00e9dit est bonne, et d\u2019avoir un taux d\u2019int\u00e9r\u00eat plus favorable.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Toutefois, il n\u2019y a pas de chiffre magique absolu. Il n\u2019est donc pas possible de garantir qu\u2019une cote de cr\u00e9dit X vous donnera droit \u00e0 un pr\u00eat Y. Chaque institution financi\u00e8re ou pr\u00eateur d\u00e9cidera de vous octroyer un pr\u00eat ou non, en se basant sur un ensemble de facteurs. Il est toutefois possible de dresser quelques tendances et de fournir des estimations.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Comment se d\u00e9termine la cote de cr\u00e9dit\u2009?<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">La <\/span><a href=\"https:\/\/www.canada.ca\/fr\/agence-consommation-matiere-financiere\/services\/dossier-pointage-credit\/dossier-cote-credit-base.html\"><span data-contrast=\"none\">cote de cr\u00e9dit<\/span><\/a><span data-contrast=\"auto\"> est avant tout un outil qui permet d\u2019\u00e9valuer votre niveau de risque. C\u2019est ce sur quoi les pr\u00eateurs se fient pour choisir s\u2019ils prennent le risque de vous pr\u00eater un montant ou pas.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Au Canada, la cote de cr\u00e9dit est calcul\u00e9e sur une \u00e9chelle allant de 300 \u00e0 900.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Elle est d\u00e9termin\u00e9e par les facteurs suivants\u202f:\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Vos habitudes de paiement<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Si vous payez vos factures en retard et que vous \u00eates en d\u00e9faut de paiement, votre cote de cr\u00e9dit sera affect\u00e9e de fa\u00e7on n\u00e9gative. De la m\u00eame fa\u00e7on, si vous payez vos factures \u00e0 temps, votre cote de cr\u00e9dit sera meilleure.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Votre utilisation du cr\u00e9dit disponible<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">La proportion de votre limite de cr\u00e9dit que vous utilisez est \u00e9galement importante dans le calcul de votre cote. Il est g\u00e9n\u00e9ralement conseill\u00e9 d\u2019utiliser moins de 30\u202f% du cr\u00e9dit disponible. Il faut donc \u00e9viter d\u2019utiliser le maximum de vos cartes de cr\u00e9dit, quitte \u00e0 avoir une carte avec un maximum plus \u00e9lev\u00e9.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">L\u2019anciennet\u00e9 de votre compte<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Plus votre compte de cr\u00e9dit est ouvert depuis longtemps, plus les pr\u00eateurs peuvent avoir une id\u00e9e claire de vos habitudes de remboursement. Pour cette raison, un compte ouvert depuis longtemps et pay\u00e9 toujours \u00e0 temps vous permettra d\u2019avoir un meilleur cr\u00e9dit. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Le nombre et le type de source de cr\u00e9dit<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Le plus important est d\u2019avoir un bon ratio dette-revenu. Toutefois, si vous avez plusieurs types de cr\u00e9dits en m\u00eame temps<\/span> <span data-contrast=\"auto\">(par exemple une carte de cr\u00e9dit, une marge de cr\u00e9dit et un pr\u00eat automobile), et qu\u2019ils sont tous bien pay\u00e9s, cela peut affecter positivement votre cote de cr\u00e9dit.\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Le nombre de nouvelles demandes<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Faire trop de demandes de cr\u00e9dit peut faire baisser votre cote. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Les pr\u00eats possibles selon les cotes de cr\u00e9dit\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Comme nous l\u2019avons mentionn\u00e9, il n\u2019y a pas de chiffre magique \u00e0 partir duquel vous \u00eates s\u00fbr de pouvoir obtenir un pr\u00eat. Les exigences peuvent varier d\u2019une institution financi\u00e8re \u00e0 une autre. Une chose est s\u00fbre, plus votre cote de cr\u00e9dit est \u00e9lev\u00e9e, plus vous aurez de la facilit\u00e9 \u00e0 recevoir un pr\u00eat avec de meilleurs taux d\u2019int\u00e9r\u00eat. De fa\u00e7on g\u00e9n\u00e9rale, il est possible de classer les cotes de cr\u00e9dit de la fa\u00e7on suivante.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">760 \u00e0 900<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">La cote cr\u00e9dit est consid\u00e9r\u00e9e comme \u00e9tant excellente. Il sera facile d\u2019obtenir un pr\u00eat hypoth\u00e9caire, des cartes de cr\u00e9dit \u00e0 limites \u00e9lev\u00e9es ou un pr\u00eat automobile. <\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">725 \u00e0 759<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">La cote de cr\u00e9dit est consid\u00e9r\u00e9e comme \u00e9tant tr\u00e8s bonne. \u00c0 partir de 740, vous pouvez g\u00e9n\u00e9ralement avoir acc\u00e8s aux taux d\u2019int\u00e9r\u00eat les plus avantageux sur votre hypoth\u00e8que. <\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">660 \u00e0 724<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">La cote de cr\u00e9dit est consid\u00e9r\u00e9e comme \u00e9tant bonne. \u00c0 partir de 680, vous pouvez avoir acc\u00e8s \u00e0 un pr\u00eat hypoth\u00e9caire m\u00eame si votre mise de fonds repr\u00e9sente moins de 20\u202f% du co\u00fbt total. Pour avoir acc\u00e8s \u00e0 un pr\u00eat automobile facilement, il faut s\u2019attendre \u00e0 une cote de cr\u00e9dit d\u2019environs\u202f670.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">650 \u00e0 659<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">C\u2019est une petite fourchette, mais elle repr\u00e9sente ce qui est consid\u00e9r\u00e9 comme un cr\u00e9dit moyen. Une cote de cr\u00e9dit de 650 est suffisante pour avoir acc\u00e8s \u00e0 un pr\u00eat hypoth\u00e9caire de fa\u00e7on traditionnelle. Les autres pr\u00eats et cartes de cr\u00e9dit sont accessibles, mais avec des taux d\u2019int\u00e9r\u00eat moins avantageux.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">649 \u00e0 600<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Cette cote est consid\u00e9r\u00e9e comme \u00e9tant inf\u00e9rieure \u00e0 la moyenne. Il sera difficile d\u2019obtenir un pr\u00eat automobile ou une hypoth\u00e8que. Toutefois, il sera normalement possible d\u2019acc\u00e9der \u00e0 des pr\u00eats plus petits ou \u00e0 des cartes de cr\u00e9dit de base. <\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">599 et moins<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">\u00c0 ce chiffre, le cr\u00e9dit est consid\u00e9r\u00e9 comme \u00e9tant tr\u00e8s mauvais, ou inexistant. Si vous \u00eates tr\u00e8s jeune ou \u00eates \u00e9tudiant, il est normal que votre cr\u00e9dit soit bas, car vous n\u2019avez pas encore pu faire vos preuves. \u00c0 ce niveau, il est difficile d\u2019obtenir une carte de cr\u00e9dit.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Comment conna\u00eetre votre cote de cr\u00e9dit\u2009?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Si vous ne connaissez pas votre cote de cr\u00e9dit, sachez qu\u2019il est tr\u00e8s facile de la conna\u00eetre. C\u2019est \u00e9galement important d\u2019en faire le suivi, car elle peut changer. <\/span><a href=\"https:\/\/www.argentmaintenant.com\/blogue\/credit\/6-etapes-faciles-pour-ameliorer-son-credit\/\"><span data-contrast=\"none\">Vous pouvez d\u2019ailleurs l\u2019am\u00e9liorer gr\u00e2ce \u00e0 quelques astuces.<\/span><\/a><span data-contrast=\"auto\"> Pour la conna\u00eetre gratuitement et sans impact sur la cote, vous pouvez passer par les bureaux de cr\u00e9dit <\/span><a href=\"https:\/\/www.consumer.equifax.ca\/fr\/personnel\/produits\/score-et-dossier-de-credit\/\"><span data-contrast=\"none\">Equifax Canada<\/span><\/a><span data-contrast=\"auto\"> ou TransUnion. Vous pouvez aussi par le fait m\u00eame leur demander une copie de votre dossier de cr\u00e9dit.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">D\u2019ailleurs, si vous pr\u00e9voyez faire l\u2019achat d\u2019une maison ou d\u2019une voiture d\u2019ici quelques ann\u00e9es, il est recommand\u00e9 de conna\u00eetre votre pointage de cr\u00e9dit d\u00e8s maintenant. Si elle est basse, vous aurez plus de temps pour l\u2019am\u00e9liorer et obtenir un meilleur taux d\u2019int\u00e9r\u00eat une fois le moment venu.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Et si vous faites face \u00e0 un impr\u00e9vu majeur, sachez que vous n\u2019avez pas \u00e0 d\u00e9sesp\u00e9rer. M\u00eame si vous n\u2019avez pas la marge de man\u0153uvre pour attendre que votre cote de cr\u00e9dit s\u2019am\u00e9liore, il existe des solutions. <\/span><a href=\"https:\/\/www.argentmaintenant.com\/fonctionnement\/\"><span data-contrast=\"none\">Il est possible de demander un pr\u00eat rapide<\/span><\/a><span data-contrast=\"auto\">. Ce type de demande n\u2019est pas \u00e9valu\u00e9e en fonction de votre cote de cr\u00e9dit. Vous n\u2019aurez pas non plus \u00e0 attendre les d\u00e9lais parfois longs des institutions financi\u00e8res classiques.\u00a0\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vous avez d\u00e9j\u00e0 probablement entendu parler de la cote de cr\u00e9dit et de son importance quand vient le temps de [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":489,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-488","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quel pr\u00eat peut-on obtenir selon sa cote de cr\u00e9dit\u2009?<\/title>\n<meta name=\"description\" content=\"Les pr\u00eats et la cote de cr\u00e9dit sont directement li\u00e9s. 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