{"id":693,"date":"2023-02-06T11:36:52","date_gmt":"2023-02-06T16:36:52","guid":{"rendered":"https:\/\/www.argentmaintenant.com\/blogue\/?p=693"},"modified":"2023-09-27T14:23:48","modified_gmt":"2023-09-27T18:23:48","slug":"12-money-saving-challenges-to-save-money-every-month-of-the-year","status":"publish","type":"post","link":"https:\/\/www.argentmaintenant.com\/en-ca\/blog\/budget-en\/12-money-saving-challenges-to-save-money-every-month-of-the-year\/?lang=en","title":{"rendered":"12 money-saving challenges to save money every month of the year"},"content":{"rendered":"<p>In order to save money, many people deprive themselves of things they love, little treats they can do without but which make their lives so much more pleasant!<\/p>\n<p>Why deprive yourself? That\u2019s why we\u2019re offering you 12 money-saving challenges, each lasting one month. You\u2019ll be able to try out different ways of saving and see which you like best. Who knows, maybe you\u2019ll adopt some of these challenges permanently!<\/p>\n<p>If you want to accumulate the money you save each month, transfer it to a simple savings account.<\/p>\n<h2>January: renegotiating your contracts<\/h2>\n<p>January is the ideal month to draw up a list of contracts to renew for the year.<\/p>\n<ul>\n<li>Insurance<\/li>\n<li>Cable<\/li>\n<li>Telephone<\/li>\n<li>Internet<\/li>\n<li>Various subscriptions<\/li>\n<\/ul>\n<p>Make a list of contract renewal dates and amounts paid. Renegotiate all the contracts you can in January, or set yourself an alarm to think about it a month before the renewal date.<\/p>\n<p>Take the opportunity to check your magazine, gym or other subscriptions, and assess whether it\u2019s worth continuing the subscription or whether you can cancel it.<\/p>\n<h2>February: making your lunch<\/h2>\n<p>For the whole month of February, bring your lunch to work. Prepare it the day before if possible, even if it means making an extra portion or two when preparing your dinner. You can also plan ahead by cooking in large quantities and then freezing the dishes.<\/p>\n<p>Looking for ideas? Here are a few <a href=\"https:\/\/www.noovomoi.ca\/cuisiner\/trucs-et-inspirations\/article.meilleures-recettes-lunch.1.8642784.html\" target=\"_blank\" rel=\"noopener\">lunch recipes<\/a>\u00a0to\u00a0inspire you.<\/p>\n<h2>March: making your own coffee<\/h2>\n<p>Do you stop at the local coffee shop every morning on your way to work? For the month of March, equip yourself with a thermos, make your coffee in the morning before you leave and bring it with you.<\/p>\n<p>This may seem like a trivial gesture, but do the math: a coffee costs an average of $3, depending on the type of coffee you drink. At home, the average is 11 cents a cup. So you save at least $2 every time you make your coffee at home!<\/p>\n<p>If you\u2019re used to buying one coffee a day, this challenge will save you at least $60.<\/p>\n<h2>April: cooking at home<\/h2>\n<p>During the month of April, cook your meals at home instead of going out to eat. Do you think this is drastic? Then cut out at least one restaurant outing a week.<\/p>\n<p>One less restaurant per week at a minimum of $15 per meal represents a saving of $60 per month. If you\u2019re a couple, that\u2019s at least $120 in monthly savings.<\/p>\n<h2>May: reducing your meat consumption<\/h2>\n<p>Everyone agrees that meat is expensive. During the month of May, reduce your meat consumption. If possible, aim for two meals a week when you replace meat with another protein, such as:<\/p>\n<ul>\n<li>Eggs<\/li>\n<li>Cereals: rice, semolina, quinoa, etc.<\/li>\n<li>Legumes: lentils, chickpeas, kidney beans<\/li>\n<li>Dairy products<\/li>\n<li>Tofu<\/li>\n<\/ul>\n<p>You\u2019ll save money on meat and discover new recipes. If you want to go even further, you can even try\u00a0veganism.<\/p>\n<h2>June: discovering free activities<\/h2>\n<p>This challenge is interesting because you\u2019re playing tourist in your local area. Instead of spending money to go to the movies or elsewhere, look for free activities to do in and around your town. Look online or ask at your local community centre. Who\u2019s to say you won\u2019t discover a new passion?<\/p>\n<h2>July: doing housework<\/h2>\n<p>As a July goal, sort through your possessions and sell the items you no longer use. If it\u2019s something you haven\u2019t worn or used in the past year, chances are you won\u2019t use it again.<\/p>\n<p>Sell your items online or have a garage sale.<\/p>\n<h2>August: dressing the family in thrift stores<\/h2>\n<p>Many thrift stores and family outlets sell beautiful clothes in good condition at very low prices. For back-to-school, why not turn to thrift stores?<\/p>\n<p>You can find unique, brand-name pieces, sometimes never worn, for a fraction of the usual price.<\/p>\n<h2>September: planning the menu according to the grocery flyers<\/h2>\n<p>For the month of September, plan all menus according to the\u00a0<a href=\"https:\/\/www.circulars.ca\/\" target=\"_blank\" rel=\"noopener\">week\u2019s sales<\/a>.<\/p>\n<p>This gives you the opportunity to use your ingenuity and creativity to find new recipes and try new foods, all while saving money.<\/p>\n<h2>October: saving an extra $10 a week<\/h2>\n<p>Today, $10 doesn\u2019t go far. That $10 less in your weekly budget doesn\u2019t make much difference, but after a month, that\u2019s $40 more in your savings account. If you decide to do it for a year, that\u2019s $520 put aside.<\/p>\n<h2>November: buying generics<\/h2>\n<p>We often hesitate to buy generic brands of food or products. During the month of November, try them out. For every item you usually buy, take the no-name brand rather than the best-known brand.<\/p>\n<p>This gives you the opportunity to try them out and see if you can tell the difference between the generic and the branded product. Perhaps you\u2019ll decide to switch to the generic for some products once the month is over.<\/p>\n<h2>December: making a pot for small change<\/h2>\n<p>Every time you come home, empty your change into a change jar for the whole month of December.<\/p>\n<p>At the end of the month, count the accumulated amount and deposit it in the bank.<\/p>\n<p>Are you up to the challenge? Only 12 challenges, each lasting one month, aren\u2019t very demanding or overly complicated. By taking up the challenge, you\u2019ll discover different saving methods without it being too much for you. And don\u2019t hesitate to switch months if you find certain challenges easier to do in one month than in another.<\/p>\n<p>And if something unexpected comes up and you don\u2019t want to dip into your precious savings,\u00a0don\u2019t hesitate to contact us\u00a0about our quick loans!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In order to save money, many people deprive themselves of things they love, little treats they can do without but [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":478,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-693","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budget"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>12 money-saving tips for every month of the year \u2014 Argent Maintenant<\/title>\n<meta name=\"description\" content=\"Do you want a fun way to save money all year long? 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