{"id":865,"date":"2023-10-10T15:00:32","date_gmt":"2023-10-10T19:00:32","guid":{"rendered":"https:\/\/www.argentmaintenant.com\/blogue\/?p=865"},"modified":"2023-10-10T15:00:32","modified_gmt":"2023-10-10T19:00:32","slug":"les-sites-de-prets-leurs-avantages-et-inconvenients","status":"publish","type":"post","link":"https:\/\/www.argentmaintenant.com\/en-ca\/blog\/finance\/les-sites-de-prets-leurs-avantages-et-inconvenients\/","title":{"rendered":"Les sites de pr\u00eats\u202f: leurs avantages et inconv\u00e9nients"},"content":{"rendered":"<p><span data-contrast=\"auto\">Au cours des derni\u00e8res ann\u00e9es, le nombre de sites de pr\u00eat n\u2019a cess\u00e9 d\u2019augmenter. Destin\u00e9s \u00e0 des pr\u00eats personnels non garantis, certains de ces sites se targuent d\u2019\u00eatre une solution de remplacement aux cartes de cr\u00e9dit et aux autres types de pr\u00eats personnels. Il y a des lois qui encadrent ce type de pr\u00eat, mais il faut \u00e9galement faire bien attention, car tous les sites de pr\u00eats rapides n\u2019ont pas la m\u00eame cr\u00e9dibilit\u00e9.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Ces pr\u00eats rapides poss\u00e8dent plusieurs avantages. Toutefois, ils ne conviennent pas \u00e0 tout le monde. Examinons donc, de plus pr\u00e8s, leurs avantages et leurs inconv\u00e9nients.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Avantages\u202fdes sites de pr\u00eats\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Simplicit\u00e9<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">De toutes les fa\u00e7ons d\u2019emprunter de l\u2019argent, les <\/span><a href=\"https:\/\/www.argentmaintenant.com\/faq\/\"><span data-contrast=\"none\">sites de pr\u00eats<\/span><\/a><span data-contrast=\"auto\"> sont une des fa\u00e7ons les plus simples et rapides d\u2019obtenir un montant d\u2019argent. En effet, vous n\u2019avez pas \u00e0 donner votre historique de cr\u00e9dit ni fournir une tonne de documents. Selon le site avec lequel vous souhaitez faire affaire, vous n\u2019aurez qu\u2019\u00e0 remplir un formulaire et fournir une preuve de revenu.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Rapidit\u00e9<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Si votre demande est accept\u00e9e, vous pouvez vous attendre \u00e0 recevoir votre argent dans les 24\u202fheures. Pour <\/span><a href=\"https:\/\/www.canada.ca\/fr\/agence-consommation-matiere-financiere\/services\/prets\/prets-personnels.html#toc2\"><span data-contrast=\"none\">un pr\u00eat personnel<\/span><\/a><span data-contrast=\"auto\"> dans une institution financi\u00e8re ou m\u00eame une carte de cr\u00e9dit, les d\u00e9lais seront toujours beaucoup plus longs.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Aucune enqu\u00eate de cr\u00e9dit<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">La plupart des sites de pr\u00eats ne demandent pas d\u2019enqu\u00eate de cr\u00e9dit. Pour les gens n\u2019ayant pas une tr\u00e8s bonne cote de cr\u00e9dit, c\u2019est une fa\u00e7on efficace d\u2019obtenir un pr\u00eat rapidement. Le fait de ne pas faire d\u2019enqu\u00eate de cr\u00e9dit acc\u00e9l\u00e8re \u00e9galement le processus.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Tout se fait en ligne<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Contrairement \u00e0 certaines autres d\u00e9marches pour demander un pr\u00eat, les sites de pr\u00eats vous permettent de faire votre demande en ligne. Vous n\u2019avez jamais besoin de vous d\u00e9placer pour une signature ou pour rencontrer quelqu\u2019un.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"auto\">Inconv\u00e9nients\u202f:<\/span><\/b><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Int\u00e9r\u00eats \u00e9lev\u00e9s<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Les taux d\u2019int\u00e9r\u00eat sur les sites de pr\u00eats sont toujours assez \u00e9lev\u00e9s. Il faut bien comprendre que, comme ils ne demandent pas de garantie de la part des emprunteurs, ils doivent se prot\u00e9ger en tant qu\u2019entreprise. C\u2019est donc en demandant des taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9s qu\u2019ils peuvent y arriver.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Plus les int\u00e9r\u00eats sont \u00e9lev\u00e9s, plus la somme totale que vous d\u00e9bourserez sera \u00e9lev\u00e9e. Par exemple, pour un pr\u00eat de 100\u202f$, si le taux d\u2019int\u00e9r\u00eat est tr\u00e8s bas, disons 3\u202f%, vous aurez \u00e0 payer un total de 103\u202f$. Par contre, si le taux d\u2019int\u00e9r\u00eat est \u00e9lev\u00e9, par exemple de 25\u202f%, vous devrez payer un total de 125\u202f$. Sur de petits montants, le taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9 ne sera pas dramatique. Par contre, sur des montants plus \u00e9lev\u00e9s, ils peuvent rapidement devenir probl\u00e9matiques.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Il y a toutefois des lois qui encadrent le taux d\u2019int\u00e9r\u00eat maximum possible. Dans un cas o\u00f9 votre ratio d\u2019endettement est d\u00e9j\u00e0 trop \u00e9lev\u00e9, on refusera probablement votre demande.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">En plus du taux d\u2019int\u00e9r\u00eat, vous aurez peut-\u00eatre aussi \u00e0 payer des frais d\u2019adh\u00e9sion ou d\u2019administration. \u00c0 vous de calculer si le pr\u00eat est vraiment avantageux pour vous ou non.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Trop de facilit\u00e9<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Eh oui, \u00e0 premi\u00e8re vue, la simplicit\u00e9 est un avantage. Par contre, si vous avez du mal \u00e0 contr\u00f4ler vos d\u00e9penses, avoir acc\u00e8s \u00e0 un pr\u00eat aussi rapidement et facilement peut \u00eatre probl\u00e9matique.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">D\u00e9lais de remboursement rapides<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">C\u2019est un inconv\u00e9nient et un avantage \u00e0 la fois. En effet, plus une dette est rembours\u00e9e rapidement, mieux c\u2019est\u2009! Par contre, il pourrait y avoir des frais suppl\u00e9mentaires \u00e0 payer si vous n\u2019arrivez pas \u00e0 rembourser votre pr\u00eat dans les temps.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\">\n<h3><b><span data-contrast=\"auto\">Petits montants<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Aussi un inconv\u00e9nient et un avantage. Les sites de pr\u00eats offrent souvent de petits montants, variant g\u00e9n\u00e9ralement entre 300\u202f$ \u00e0 1500\u202f$. C\u2019est id\u00e9al lorsque vous n\u2019avez besoin que d\u2019un petit montant pour vous d\u00e9panner, mais moins d\u2019adon lorsque vous en avez besoin pour de plus gros achats, comme acheter une voiture fiable.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">En conclusion, les sites de pr\u00eats sont surtout id\u00e9als pour les petits montants que vous pourrez rembourser rapidement, et ce, dans des situations sp\u00e9cifiques. Par exemple, vous pourriez avoir besoin de faire r\u00e9parer votre ordinateur rapidement, mais vous \u00eates \u00e0 sec, car vous venez de payer vos factures. Ou encore, vous pr\u00e9f\u00e9rez ne pas utiliser de carte de cr\u00e9dit, mais vous avez un impr\u00e9vu, comme un r\u00e9frig\u00e9rateur qui vient de rendre l\u2019\u00e2me. En raison des taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9s, il vaut mieux \u00e9viter les pr\u00eats tr\u00e8s \u00e9lev\u00e9s.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Vu ces taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9s et les frais \u00e0 payer, les pr\u00eats en ligne sont g\u00e9n\u00e9ralement des pr\u00eats de dernier recours, lorsqu\u2019une urgence se pr\u00e9sente et qu\u2019un mauvais cr\u00e9dit vous emp\u00eache d\u2019avoir un pr\u00eat \u00e0 votre institution financi\u00e8re. Mais dans une telle situation, les sites de pr\u00eats peuvent \u00eatre une bou\u00e9e de sauvetage qui vous sortira du p\u00e9trin.<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Dans tous les cas, prenez le temps de bien lire votre contrat et les petits caract\u00e8res. Ce ne sont pas tous les sites de pr\u00eats qui sont honn\u00eates\u2009! Prenez le temps de faire vos recherches et m\u00e9fiez-vous des offres trop belles pour \u00eatre vraies. Si vous n\u2019\u00eates pas convaincu qu\u2019un pr\u00eat rapide pourrait \u00eatre une solution efficace pour vous, <\/span><a href=\"https:\/\/www.argentmaintenant.com\/joindre\/\"><span data-contrast=\"none\">n\u2019h\u00e9sitez pas \u00e0 nous contacter,<\/span><\/a><span data-contrast=\"auto\"> nous serons heureux d\u2019\u00e9valuer votre situation avec vous.\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Au cours des derni\u00e8res ann\u00e9es, le nombre de sites de pr\u00eat n\u2019a cess\u00e9 d\u2019augmenter. Destin\u00e9s \u00e0 des pr\u00eats personnels non [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":866,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-865","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Les sites de pr\u00eats\u202f: leurs avantages et inconv\u00e9nients<\/title>\n<meta name=\"description\" content=\"M\u00eame si les sites de pr\u00eats rapides poss\u00e8dent plusieurs avantages, ils ne conviennent pas \u00e0 tout le monde. 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