This Site offers the user the opportunity to receive a loan quickly in order to support them in more difficult times. That said, the Site reminds the user that a loan is a legal contract whose terms and conditions have important repercussions.
The Site offers an interest rate higher than the usual rates offered by financial institutions. Other borrowing options should be considered before applying for a loan on the Site. Should the user still wish to get a loan, they confirm that they have read the terms and conditions of the loan and the interest rate requested.
The Site invites the user to be cautious when borrowing from different institutions and individuals to ensure that they will be able to meet their financial obligations as they fall due.
Annual percentage rate (APR)
The APR on the amount borrowed is 23%.
Credit terms vary from 3 to 6 months, depending on the amount borrowed.
A $300 loan, including capital and interest, will result in a repayment of approximately $309.
The responsible loan meets the criteria of the Office de la protection du consommateur, not only in terms of interest rates but also in terms of the processes put in place by the Site and the Company to inform the user of their rights and obligations, as well as the information they can obtain and the financial products they can choose.
- Your monthly salary
- Length of employment
- Financial management
- Other contractual obligations such as credit contracts (lease, car)
- Credit history with the Site or its partners
- The user understands that their application may be refused if they do not meet the criteria for a responsible loan.
Responsible debt collection
The user who is unable to pay their monthly instalments on time is strongly encouraged to contact their credit officer directly with the lender to report the situation and find payment solutions. It’s easier to resolve a payment problem when the situation is in its early stages. The loan officer will be able to recommend different terms or staggered payments. No reasonable request from a responsible borrower will be turned down, especially if the user has already demonstrated that they care about meeting their commitments.
In the event of a no-win situation, the Site and the Company will have no choice but to initiate collection action. These measures are taken responsibly, in compliance with all applicable laws and regulations.
Please note, however, that depending on the user contract, this may result in the loss of the benefit of the clause and the payment of legal collection fees.
Contact us before it comes to that!
Please borrow carefully and responsibly. Argent Maintenant offers a way to obtain a money loan if you have no other solution available. The interest rate complies with the Office de la protection du consommateur, but is still enormous and higher than that of conventional financial institutions; this type of credit should only be taken out when all other options have been considered beforehand. Informed credit can be the right solution for your needs. If you take out several short-term loans, your financial situation will deteriorate very quickly, and the debt will be impossible to repay.