Do you need to borrow money immediately, but you’re worried that your poor credit record will hurt you? You can get a loan online, quickly and easily, on the same day, without a credit check. How does it work?
Fill out the simple online form
Our loan application form is quick and easy to complete.
Get approved quickly
We evaluate your case and lend you money in no time.
Receive your money within 24 hours
The money is deposited into your account within 24 hours of approval.
Before signing the loan agreement, we provide you with full details of the costs involved. Direct debits are taken directly from your account on the dates specified in your contract. The debit dates are adapted to your payroll frequency:
Be 18 years of age or older
Be a Canadian resident
Have been employed for at least 1 month
Receive your salary by direct deposit into a Canadian bank account
Have a net income of at least $1,200 per month
Not have filed for bankruptcy or a consumer proposal
if you do not use instant bank verification:
Bank statement for the last 30 days
Last pay stub
Identification (driver’s license, health insurance card, passport)
Accepted sources of income:
Salaried customers paid by direct deposit
Customers covered by the CNESST program
Customers covered by employment insurance
Customers covered by long-term disability insurance
Customers covered by a pension plan
When your loan balance falls below $150, you can apply for renewal. Certain conditions apply.